Louisiana Electronic Liens & Titles (ELT)

The History of ELT in Louisiana

Legislation first allowing an ELT program in Louisiana was passed in 1999 but did not have any participating lenders. With the passage of legislation requiring participation in ELT, the OMV began working with registered tag agents to fully develop the program.

As the mandatory participation deadline of January 1, 2010 drew closer, Decision Dynamics, Inc. worked closely with Auto Title Express to understand the needs of Louisiana lenders and ensure Premier eTitleLien™ was ready for the LA ELT program.

As of July 2013, in addition to Louisiana, 17 other states have implemented electronic lien and title programs. They are Arizona, California, Florida, Georgia, Hawaii, Idaho, Massachusetts, Nebraska, New York, Ohio, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, and Wisconsin. Each state's program is unique depending on state laws and requirements, but all ELT programs significantly improved the lien and title process. Now bankers, credit unions, dealers, and other financial institutions no longer need to store and file paper titles. Lenders can electronically secure and release liens on titles using a web application developed by Decision Dynamics, Inc. called Premier eTitleLien™.

Premier eTitleLien™ was originally developed as a result of a partnership with the South Carolina Department of Motor Vehicles and the South Carolina Banker's Association to serve the various needs of lenders. This lender-designed program allows lenders to maintain control of their vehicle collateral while incorporating the benefits of electronic processing and communication.

Premier eTitleLien® Decision Dynamics, Inc.