Louisiana Electronic Liens & Titles (ELT)

Frequently Asked Questions about ELT in Louisiana:

Are lenders required to participate in the Louisiana ELT program?

Yes. There are no exceptions for type of lender or out-of-state lenders with the exception of banks or credit unions who process less than 250 liens per year.

Specifically: legislation passed in 2008 requires all lenders to participate. The Attorney General on November 25, 1999 confirmed that the law makes "use of the system mandatory for all lenders". Louisiana Act 65 was passed in 2010 relaxing the requirement for "federally insured depository institutions" that originate less than two hundred fifty motor vehicle transactions per year.

How long does it take to be approved as an ELT participant?

About 1-2 weeks.

How do I sign up for the ELT program?

You need to complete the "Lender LA Electronic Lien and Title Agreement" and "ELT Lien Code Application Form". Find copies on etitlelien.com.

What if my customer doesn't receive a title?

When you release a lien, the OMV assumes the responsibility to mail the title to the owner. If they do not receive it, they can request a duplicate copy of the title from the OMV at any time since there is no longer a lien recorded on the title. Furthermore, the OMV will waive the duplicate printing fee for titles more than 30 days overdue but less than 60.

Are boats included in the ELT program?

No. The ELT program applies to anything titled by the OMV. Boats are currently handled by the Louisiana Department of Wildlife and Fisheries.

How do I release an ELT lien?

PTAs (Public Tag Agents, the operators of the ELT program) cannot release an ELT lien based on a paper request by a lender (or email, fax, etc.). Liens must be released electronically by the lender.

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